Kiwis owe $92,000 for every man, woman and child.

The rich rules over the poor, and the borrower is the slave of the lender.

Your pathway to financial freedom starts here.

Speak with registered financial advisor and debt coach Richard Harding today.


Debt coaching for as little as two cups of coffee per week, learn more.

Richard helped me get rid of $16k worth of credit card debt built up over years of neglectful spending. I’d hate to think what this amount would be without his help.
New Plymouth
I learnt how to structure my finances better after a financial review with Richard, Thanks to him I’m managing my money smarter.

If you’re facing challenges with managing money, don’t put off seeking help any longer, take control of your debt today.